2025 Roth Ira Limits Over 50. How much you can contribute is limited by your income. For 2025, the total contributions you make each year to all of your traditional iras and roth iras can't be more than:

The cap applies to contributions made across both roth and traditional. The roth ira contribution limit for 2025 is $7,000 in 2025 ($8,000 if age 50 or older).